You have an urgent need of several hundred dollars.
Seriously urgently urgent. Not just "it would be nice." You need the
money. Right now. Right this minute. No delay. What will you do? Where will you
get the money you need?
You consider a life of crime. Would you model your modus
operandi after Butch Cassidy and the Sundance Kid? No, you do not look good in
a moustache. Perhaps something along the lines of Dillinger and his gang-liked
their look, but they tended too much toward violence. Perhaps you can develop
some cutting-edge bandit look of your own, except that you really do not have
time to refine and perfect the details. Besides, even if you can construct an
excellent, nearly foolproof disguise, you have no hide-out; and the kids will
be home from school soon. Would it not be considerably easier just to fill-out
a couple of simple forms and secure a payday loan?You consider a more insidious life of crime. You ponder some sophisticated kind of twenty-first century high-tech crime. You check your criminal resources. Your old dot-matrix printer probably will not do well for counterfeiting. That's unfortunate. You check a second time just to make certain. Nope, not even for forging payroll cheques. Too blurry, sloppy, and grainy, and you haven't the right paper anyway. Your old dial-up modem probably will not give you the bandwidth you need to hack into a major banking operation. You struggle just to Google. Would it not be considerably wiser just to put that modem into high gear and arrange a payday loan from a reliable online lender?
Every family encounters miniature financial crises, moments when the money in the checkbook and the money the world demands do not quite match up. In those moments, resist your urges to do something desperate. Instead, depend on your local or online payday lender to get you the funds you need, allowing you to repay the loan on your next payday. The process takes only a few minutes, and it requires no disguise or hide-out.
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